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Pension Fund of the Christian Church

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

Overview

Discover planning and educational tools & resources to help you navigate your financial wellness journey.

For Members & Clergy

For Members

Guides, factsheets and resources to aid you on the Road to Financial Wellness.

For Clergy

Clergy-specific resources to support your call to ministry.

For Employers

For Employers

Hiring tip sheets, tax guides and more to help you manage your employees' benefits.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

Stay Connected

News & Publications

Events

Pension Fund Insider Update

Connect with your Area Director and learn more about how Pension Fund can partner with you to create financial stability in an increasingly uncertain economy.

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

Overview

Discover planning and educational tools & resources to help you navigate your financial wellness journey.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

Your Health Care Could Be Costing You More Than You Think


Navigating the Affordable Care Act (ACA) can be confusing…and have some unexpected ramifications.

With tax season just around the corner, we want to make sure there are no surprises waiting for you. That's why it's important to know that if you're currently reimbursed for health care, you may have to report it as taxable income. Effective Jan. 1, 2014, employers can no longer reimburse or directly pay premiums on a pre-tax basis for health insurance policies employees have acquired individually. Any such reimbursement will now need to be part of the employee's taxable income.

In other words, if you have secured health insurance on your own and your employer is paying an "allowance" to reimburse you for that premium, or your employer is paying the premium directly to the insurer, that amount should be included as income on the staff member's W-2 for 2014. This applies to clergy as well as laity.

The good news is there's an alternative: Purchasing your health care through Christian Church Health Care Benefit Trust (CCHCBT) allows you to keep the pre-tax benefit. Premiums paid by your employer would continue to be excludable from taxable income.

Pension Fund has worked diligently to ensure CCHCBT plans are compliant with the ACA. This means you'll no longer have to keep up with the changing rules of the ACA to make sure you are in compliance. We do that work for you. The other great benefit of purchasing your healthcare through CCHCBT is that there is a larger network of providers for you to choose from. More choices means you're in control of your family's health care needs.

Want more information? Contact Pension Fund today (866.495.PFCC or healthcare@pensionfund.org) and speak with one of our friendly staff members. You can also visit our Programs page to see all the plans CCHBT has to offer.