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A better way to save.

Having additional savings means you are ready for any unexpected life expense that may come your way. Our supplemental savings product, the Benefit Accumulation Account (BAA), helps you save for all kinds of life expenses.

Save for all scenarios.

We understand saving for big life expenses is important. Our supplemental savings allow you to save for major life events, including:

  • Emergency fund

  • Health care costs

  • Housing expenses

  • Car down payment

  • Education expenses

  • Travel costs

Easily access your funds without penalties or fees.

A majority of workers are investing in retirement accounts such as 401(k)s, 403(b)s and IRAs for retirement income.* These retirement programs (along with other long-term savings options, such as Certificates of Deposit (CDs) charge hefty fees and penalties for early or late withdrawals. With the BAA, you have peace of mind knowing your money is there when you need it, regardless of age or circumstance.


*Online survey conducted by Transamerica and Harris of 4,550 workers over age 18.