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Critical accident coverage for church employees.

Provided by Reliance Standard Life Insurance Company (A+ rated by both A.M. Best and Standard & Poor), Accidental Death & Dismemberment Insurance provides worldwide protection in the event of your total disability, or loss of life, limbs, sight, speech or hearing by you (or your spouse if you wish) due to an accident, on or off the job. Accidental Death & Dismemberment Insurance is especially valuable to members who travel regularly as a part of their job, because in case of death of the participant the policy benefits their families for years to come.

Accidental Death & Dismemberment Insurance provides worldwide insurance protection in the event of your total disability, or loss of life, limbs, sight, speech or hearing by you (or your spouse if you wish) due to an accident, on or off the job. This includes:

• Accidental death or dismemberment
• Permanent and total disability
• Educational benefit for your spouse
• OnCall 24-hour travel assistance

You are eligible to purchase coverage if you are age 80 or younger and are a participating member (active or retired) in one of Pension Fund's products, a surviving spouse of a member, or you qualify to participate in any one of Pension Fund's products.

What are the benefits of Accidental Death & Dismemberment Insurance?

Accidental Death & Dismemberment Insurance, administered through the Reliance Standard Life Insurance Company, provides accident insurance coverage and benefits based on six different sum amounts (ranging from $20,000 to $300,000). Besides peace of mind for you and your family, these benefits include:

• Accidental Death and Dismemberment
• Permanent and Total Disability
• Education Continuation
• 24-hour Travel Assistance

How is this plan beneficial for ministry workers?

Many pastors, missionaries and church-related employees travel regularly as part of their job. Accidental Death & Dismemberment Insurance provides worldwide coverage, ensuring your family is protected no matter where you are in the world. This plan also includes OnCall travel assistance: OnCall is a 24-hour, toll-free service that provides a comprehensive range of information, referral, coordination and arrangement services designed to respond to most medical care situations and many other emergencies you may encounter when you travel. OnCall also offers pre-trip assistance including passport/visa requirements, foreign currency and weather information.

What are some potential drawbacks of the Accidental Death & Dismemberment Insurance?

Accidental Death & Dismemberment Insurance requires a yearly investment (that will only pay out in the event of an accident or catastrophe). This is a financial commitment above what you may already be paying for health care and other life expenses — however, the yearly amount is minimal in comparison to the potential benefit and security for you and your family members.