Student Gift Membership

The Student Gift Membership Program, established in 1953 as part of Pension Fund’s Ministerial Relief and Assistance Fund, is a unique opportunity designed to support and empower students preparing for ministry. This program provides eligible ministry students with early access to the Pension Plan. This initiative not only helps students start their financial journey toward a secure retirement but also introduces them to the benefits and values of the Pension Fund community. By participating, students can begin building a strong financial foundation for their future in ministry while gaining access to resources that promote long-term stability and growth.

WHY IS A STUDENT GIFT MEMBERSHIP IMPORTANT?

Pension Fund strongly believes that if clergy learn early in their career about finances – including the benefits of Pension Fund’s Pension Plan – they will have sufficient means of providing for their family in times of crisis, as well as in retirement.

KEY BENEFITS

Gift of up to $3,360 from Pension Fund into a Pension Plan account
Great head start on a pension and saving for retirement
Monthly retirement benefit for life*
Death and disability benefits
Special Apportionment Credits (when approved, these add to your pension credits)

* In order to receive your retirement benefit and remain in active status, pension dues must be continued within two years after receipt of diploma (either through an employer or self-payment).

Frequently Asked Questions

FREE. There is no cost to the student. The Student Gift Membership program pays dues ($70 per month) into the Pension Plan on behalf of the student - a potential total of $3,360.

Students affiliated with the Stone-Campbell (Restoration) Movement and;
Enrolled in at least 6 hours of an approved educational training program or graduate theological education program and under care of a Disciples of Christ region or in an undergraduate ministry program and participating in a formal ministry internship.
Students must apply each year to maintain their membership.

Download and complete the Student Gift Membership Application below.
Submit your completed application to mra@pensionfund.org.
Your Pension Plan account will begin in the next month following approval of your application.

Student Gift Membership Program Application (English)

Student Gift Membership Program Application (Spanish)

Learn More About the Pension Plan

Visit Pension Plan Product Page

Hear From Student Gift Participants

"The Student Gift Membership program has been such a blessing as I pursue my ministry degree. It allowed me to start my participation to the Pension Plan early, even while I was still in school. Knowing that I’ve already begun saving for retirement gives me peace of mind and helps me stay focused on preparing for my calling. It’s a wonderful head start toward long-term financial security, and I’m so grateful for the opportunity to set my future on a solid foundation."

"Being part of the Student Gift Membership program has been an incredible opportunity. Even as a student, I’ve been able to begin building a strong financial foundation for my future in ministry. Starting my retirement savings now not only helps me develop good financial habits but also ensures I’m prepared for the long-term needs of my calling. It’s encouraging to know that my future is being cared for even as I focus on my studies and spiritual growth."