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Q3 Interest Rates Announced; 457(b) Plan and IRAs Increase to 4.0% Read the Full Press Release

Pension Fund of the Christian Church

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

For Members & Clergy

View All Member & Clergy Resources

Explore dedicated resources tailored for both members and clergy, offering educational articles, guides, factsheets, and tools to support your financial wellness and ministry journey.

Learn To Live

Learn to Live is your confidential, 24/7 companion for mental wellness—designed specifically for active clergy and their families (ages 13+). Ministry is a calling filled with purpose, but it can also bring stress, sleeplessness, anxiety, and emotional fatigue.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

For Employers

View All Employer Resources

A curated collection of guides, tools, articles, and videos tailored to support your role in administering benefits and fostering financial wellness within your organization.

Stay Connected

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

Learn To Live

Learn to Live is your confidential, 24/7 companion for mental wellness—designed specifically for active clergy and their families (ages 13+). Ministry is a calling filled with purpose, but it can also bring stress, sleeplessness, anxiety, and emotional fatigue.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

Meet the Your Money Line Financial Guides: Alicia Lawrence

My name is Alicia Lawrence, and I am a Financial Guide at Your Money Line. I am an Accredited Financial Counselor® and have a Bachelor’s in Human Services. In my previous role, I was fortunate enough to serve the military community by providing one-on-one financial counseling and classes on managing finances while growing a family. I had the privilege of working with a wide range of clients, helping them understand the benefits of debt repayment and savings.

Growing up on a small dairy farm in Oregon, and later joining the Marine Corps, I never received formal education on managing money, which I know is true for many of us. My approach combines insights from formal education with hands-on experience. For example, my husband and I successfully eliminated nearly $95,000 in debt on a limited income within 4 years. Experiencing this firsthand and realizing the potential for financial stability inspired me to pursue formal financial education. While in college, I began volunteering with a non-profit organization, where I discovered many new resources and tools that can help others achieve debt freedom and financial stability. This experience led me to work towards my AFC® certification.

I understand that starting this journey can be overwhelming—knowing where to begin, prioritizing tasks, and acknowledging the need for change can be daunting. However, witnessing the reduction of debt and the positive impact it has on my clients' lives is incredibly rewarding, and I find value in being a support system and sounding board for clients. My personal motto is to “grow through what you go through,” and my goal is to make this growth as smooth and impactful as possible. Every challenge is an opportunity for learning and development. My method is rooted in practical solutions and customized advice, ensuring clients not only grasp their financial situation but also feel empowered to improve it.

My grandmother taught me the importance of serving others, emphasizing that it benefits both their soul and yours. Her dedication to giving back to the community was deeply inspiring and is something I strive to emulate every day. Being able to serve others by sharing my knowledge and experience is incredibly fulfilling. I am committed to ensuring that everyone has the opportunity to achieve financial well-being and work tirelessly to make that a reality for each person I serve at Your Money Line.

Written By

Alicia Lawrence

Alicia Lawrence

Related Resources

Articles

The Impact of Finances on Mental Health: Navigating the Emotional Roller Coaster

Our partners at Your Money Line are sharing strategies to manage financial stress.

Guides & Tools

2025 Church Nonprofit Tax Financial Guide

The 2025 Church Nonprofit Tax & Financial Guide for Employers, published by ECFA and offered by Pension Fund, provides up-to-date, employer-focused guidance—from payroll and withholding to compliance, reporting, and best practices for nonprofit financial management.

Articles

Exploring the Diversity of Retirement Goals

Through the lens of Diversity, Equity, Belonging, and Accessibility (DEBA), we can begin to appreciate these nuances and the richness of what a diverse retirement truly means for different people.