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Q3 Interest Rates Announced; 457(b) Plan and IRAs Increase to 4.0% Read the Full Press Release

Pension Fund of the Christian Church

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

For Members & Clergy

View All Member & Clergy Resources

Explore dedicated resources tailored for both members and clergy, offering educational articles, guides, factsheets, and tools to support your financial wellness and ministry journey.

Learn To Live

Learn to Live is your confidential, 24/7 companion for mental wellness—designed specifically for active clergy and their families (ages 13+). Ministry is a calling filled with purpose, but it can also bring stress, sleeplessness, anxiety, and emotional fatigue.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

For Employers

View All Employer Resources

A curated collection of guides, tools, articles, and videos tailored to support your role in administering benefits and fostering financial wellness within your organization.

Stay Connected

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

Learn To Live

Learn to Live is your confidential, 24/7 companion for mental wellness—designed specifically for active clergy and their families (ages 13+). Ministry is a calling filled with purpose, but it can also bring stress, sleeplessness, anxiety, and emotional fatigue.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

2025 Church Nonprofit Tax Financial Guide

Navigating tax season as a church or nonprofit employer comes with unique responsibilities and challenges. The 2025 Church Nonprofit Tax & Financial Guide for Employers, published by ECFA and offered by Pension Fund, provides up-to-date, employer-focused guidance—from payroll and withholding to compliance, reporting, and best practices for nonprofit financial management. This resource equips church administrators, HR professionals, and finance teams to fulfill their duties with clarity and confidence.

What You’ll Find Inside

From essential IRS filings (like Forms 941, W-2), employer payroll tax deposit rules, and error-avoidance tips, to organizational structure and tax-exempt incorporation steps, this guide covers the critical issues employers in church or nonprofit settings face. Includes sample forms, checklists, and real-world scenarios to simplify tax planning and year-end reporting.

Pension Fund does not offer legal, tax, or financial planning advice. This guide is intended for informational purposes only and does not constitute legal or tax advice. Ministers and church administrators are encouraged to consult a qualified tax professional or legal counsel to address specific questions or circumstances related to their financial and tax planning.

Download the Guide Here:

Related Resources

Guides & Tools

2025 Minister's Tax and Financial Guide

This annual guide, published by ECFA and offered by Pension Fund, provides clear, up-to-date answers to common tax questions specific to ministers. For use when completing and filing your 2024 tax returns.

Articles

Five Strategies for Lowering Your Taxable Income

Whether actively working or already retired, read on to learn more about ways you can lower your taxable income next year with these simple steps.

Articles

Is Tax Time the Right Time to Think About Retirement Savings?

Tax time is here and for many this presents an opportunity to assess if there are opportunities to reduce taxes.