Skip to Main Content

Q3 Interest Rates Announced; 457(b) Plan and IRAs Increase to 4.0% Read the Full Press Release

Pension Fund of the Christian Church

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

Overview

Discover planning and educational tools & resources to help you navigate your financial wellness journey.

For Members & Clergy

For Members

Guides, factsheets and resources to aid you on the Road to Financial Wellness.

For Clergy

Clergy-specific resources to support your call to ministry.

Retirement Readiness

Ready to retire soon? Get answers to common retirement questions to help you prepare for the next step.

For Employers

For Employers

Hiring tip sheets, tax guides and more to help you manage your employees' benefits.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

Stay Connected

Events

General Assembly 2025

Learn about GA 2025 and how to connect with Pension Fund staff!

Employer-Sponsored Retirement Products

Overview

As a church plan, Pension Fund is able to offer flexible and worry-free retirement options for employers and their employees. Our team of Area Directors will meet with you to discuss your needs and help you get started.

Individual Savings & Retirement Products

Overview

Whether you’re just starting out or closer to retirement, choose from a variety of products to help you reach your retirement and savings goals.

Program Applicants

Ministerial Relief & Assistance

Our relief programs meet the evolving needs of new, active, and retired clergy and their families to ensure all ministers and lay workers can enjoy a strong, smart, secure retirement.

Supporters & Donors

Make An Impact with a Donation

Your gifts and financial support helps ministry workers in need bridge the unexpected from now until retirement (and beyond).

Resources

Overview

Discover planning and educational tools & resources to help you navigate your financial wellness journey.

Your Money Line

Pension Fund has partnered with Pete the Planner® to provide members with access to financial guides who will help answer your tough financial questions & online tools such as calculators and eLearning courses.

Meet the Client Relations Team | Rev. Sarah Renfro

I Stock 1480535737

Meet Rev. Sarah Renfro

Sarah will be taking appointments at the Pension Fund booth at General Assembly.

Schedule with Sarah at GA

Related Resources

Articles

Stewarding Member Investments: A Look at Special Apportionment Credits and Good Experience Credits

Curious how Pension Fund shares investment success with members? Learn about Special Apportionment Credits (SAC) and Good Experience Credits (GEC)—two powerful ways we reward long-term growth while protecting your retirement. Discover how our unique approach helps ensure a strong, smart, and secure future for you.

Articles

Cultural Stigmas Around Finances

Our Director of DEBA shares some insights into how different cultures view the relationship between money and shame.

Videos & Webinars

Meet the Client Relations Team | Rev. Matt Shears

Get to know the Pension Fund Client Relations team as we head to General Assembly this year. Be sure to book an appointment to get all of your product questions answered.

Professional Background and Pension Fund

What is your job title? What territories do you serve?

I am Assistant Vice President of Client Relations, and I serve Georgia, Greater Kansas City, Illinois/Wisconsin, Kansas, Kentucky, Michigan, Mid-America, Nebraska, and the Upper Midwest regions.

What career path brought you to Pension Fund? Do you mind sharing more about your professional background?

I served local congregations in Kentucky and Indiana prior to joining the Pension Fund team in 2018. Over the course of my ministerial career, I served as Children, Youth & Family Minister, solo Pastor, and Associate Minister. I became a Pension Fund member as a student at Lexington Theological Seminary and was ordained in 2010. Prior to seminary, I worked as a professional international fashion model, photo double/stand-in, Staff Assistant for the University of Kentucky Women’s Basketball, and legal secretary in Beverly Hills.

What is your favorite thing about working at Pension Fund?

I love working directly with members, churches, schools, and organizations to determine how best Pension Fund can support their ministries. Sharing one’s financial story (talking about finances) is a vulnerable act, and I am privileged to be a listening ear, in essence, providing pastoral care. I do not judge or offer advice, but I can offer empathy and hopefully a path forward on their journey.

What do you wish every member knew about Pension Fund or our products and programs?

Don’t leave free money on the table! Ministerial students can get a head start on their retirement (even if retirement seems like a light year away). Complete the paperwork! When an employer-sponsored benefit is offered, take advantage of it and enroll! It’s that simple! The benefits that come with being a Pension Fund member, such as access to the Benefit Accumulation Account (BAA) and Your Money Line, provide long-term value beyond base interest rates. Peace of mind cannot be quantified.

At Pension Fund, our mission is “For the Support of Ministry,” in your time at Pension Fund, do you have a moment or story of serving out our mission that has impacted you in a important or meaningful way?

After hearing a heartbreaking story of family and financial loss, I was able to connect a member to both Your Money Line and Ministerial Relief & Assistance programs. In just a few months, I was told by the member, a local church pastor, that he felt “free” for the first time in years. With tears in his eyes, he said he was “able to make it,” and that “seeing funds in his account was such a relief.” When clergy feel supported and are able to claim their worthiness (feel it again or for the first time), their confidence increases, and they are better able to pastor their congregations. The ability to steward one’s own life creates a culture of generosity, growing the Kin-dom of God.

Preparing for General Assembly

What are you most looking forward to about General Assembly this year?

I love the energy and seeing colleagues and members in person, some I have known for years, and others with whom I have only emailed. It is great to put faces with names.

Do you have any plans to explore Memphis? Where?

I hope to visit the National Civil Rights Museum and hear some great blues!

Four Fast Facts

If you gave a 10-minute TED Talk today, what would it be about?

I have been speaking and writing on embodiment and faith for over 20 years. I love to share how we are all made in the image of God, who calls each and every one of us “very good.” The diversity of creation, which includes humans, is holy and beautiful because of our differences. The “ideal beauty” that is portrayed in Hollywood and the media causes many of us to struggle with body image and identity. True beauty comes from God and within, and we are perfect just as we are.

What is one surprising fact others might not know about you?

My paternal granddad taught me how to tap dance.

What is your favorite thing to eat and/or cook and why?

I love making hot brown bites every year for Derby Day. Born and raised in Kentucky but living in Indiana means celebrating the first Saturday in May in style! The Hot Brown is an iconic dish from Louisville, and with a labor of love, I get to share the flavors of My Old Kentucky Home with friends in Fishers.

If you could live anywhere in the world, where would it be?

I would live anywhere there is a beach! I want to walk/run on the sand every morning, lay by the ocean every day (wearing lots of sunscreen and a hat), enjoy beautiful sunrises or sunsets depending on the coast, and listen to waves at night.